"Thanks so much. It's been a real learning experience becoming a homeowner (and I am sure there's plenty more to learn). I truly appreciate your guidance and helping me take this HUGE step."

"On behalf of our agents here at Manalo Realty in Temecula, we would like to thank Greg for all his hard work, dedication and patience. His service is EXCELLENT! We are very, very impressed with the way he works and handles any issues that come his way. He works above and beyond!"

"What a difference a lender makes! My husband and I were told we could not afford the home of our dreams by Bank of America and our Credit Union. After less than 20 minutes on the phone with Larry, he showed me where both were underestimating our incomes and overestimating our debt. In less than 30 days we were moving into our home."

"Larry, This would not have happened without your hard work. Thanks a lot. "

"Dear Larry, I can't believe its been eleven years since I did my first home loan with you. You've helped me through the purchase of two subsequent homes and a refinance. You educated me on the loan process, real estate investment and real estate law. Now as a Realtor, I love knowing my clients are getting the same excellent service, sage insight and education I received. Don't retire, I need you! "

"Jeff at Franklin Advantage was referred to me by a mutual friend. I had previously put my trust in other lenders that my realtor told me to call. I was promised a lot but was denied in the end every time. I even lost my $7000 deposit because the last guy I was working with couldn't get me approved after saying he could for months! I started working with Jeff and he got me approved in less than one week. My loan actually closed AHEAD of schedule¦ I am a believer! They do what they say at Franklin Advantage and I would highly recommend them."

"We had two loans on our home here in Lake Forest and were making high payments. When the economy turned we had to sell most of our toys and simplify our lives in order to make ends meet. After being told many times by the bank that there was no loan program for us, we got in touch with Jeff at Franklin Advantage. Within two weeks, I was signing my loan documents, reducing my payment by over $800/mo. I could not believe my eyes, he took the time to explain the process and it happened just as he said it would. We are still in our home thanks to Jeff and Franklin Advantage¦ "

"It was our first home and our agent referred us to Greg Borgogna to handle the loan. Greg was very professional, we quickly felt safe with him. We had heard nightmares about how difficult the home buying process could be, a friend of ours said it took months for them to get their home and they had nearly lost hope in the end. Greg took the time to explain things, he had the patience of a saint. We closed a couple of days early and were able to move in over the weekend. Our agent said that Greg almost always does that. Best Wishes Greg, and Thanks!"

"Without your efforts, my son and I would never have been able to refinance our home. Thank you for taking the time necessary to secure us a new loan."

"Thank you for your help. Great loan, great rate, great service."