Name: Larry Leal
Designation: President
NMLS: 290374

Larry Leal has been in the real estate industry since 1985. His reputation in the industry is unsurpassed for professionalism and service. His loyal following in the Real Estate Community continues to keep him at the top of Residential Lending Field. His experience and knowledge in all phases of real estate finance have helped many current and future homeowners understand their options and make the right decision. Larry will follow your transaction from start to finish ensuring that your experience is as flawless as possible. Call Larry to discuss your options! His 800 number is forwarded to his cell when he is away from his desk. Call (800) 355-5363   

         

Name: Jeff Yorke
Designation: Chief Financial Officer (CFO)

Jeff Yorke is our Operations Manager who also oversees the processing department here at Franklin Advantage, Inc.  He ensures that the processing team assigned to your file has everything they need to transform that pile of paperwork into your new monthly payment or the set of keys to your new home.   Jeff has been in real estate lending since 1992 with most of his expertise in the areas of loan processing, operations and guidelines.  Jeff takes good care of us here and will ensure that your loan file is handled with tender love and care; he just loves making people happy. 

         

Name: Greg Borgogna
Designation: Vice President
NMLS: 344402

Name: Michael Jones
Designation: Loan Officer / Broker
NMLS: 313101

Name: Mike Perez
Designation: Loan Officer / Mortgage Specialist
NMLS: 245271

Mike Perez is a 13 year veteran of the mortgage lending business. He prides himself on the "Face to Face" approach he takes with all his clients. "I remember when I bought my first home and I was as nervous as a chicken in a microwave and I was in the business!"
Mike believes when it's your loan, there is no such thing as "too much information". Mike says, "Buying a home is a big deal and so is refinancing,"  Mike will go to a clients home or office and spend as much time as needed to make sure the client is comfortable and fully aware of the financing options they choose. He does this using a "Total Cost Analysis", which allows the borrower to view each loan scenario that is available to them and what the total cost will be to them over the life of the loan. With all the knowledge of each loan product available today Mike has no problem putting his clients in the right program that will meet all their financial goals. "I look forward to showing you how much fun buying a home can be!!!"

         

Name: Paul Wickstrom
Designation:Loan Officer / Mortgage Specialist
NMLS: 330789

Name: Nathan Miller
Designation:Loan Officer / Mortgage Specialist
NMLS: 344398

Nathan Miller was born in the Republic of South Africa and immagrated with his family to the United States in 1983. Within a few weeks of arriving in the USA he entered the mortgage industry and has since experienced the highs and lows of interest rates and the ever changing real estate finance market.
Nathan and his wife, Sybil have resided in the City of Irvine, California since 1984. Over the past 20 years Sybil has become a highly sucessful Realtor. 
Nathan and his wife Sybil are citzens of the United States and proud grandparents of four.

         

Name: Martha Moller
Designation:Loan Officer / Reverse Mortgage Specialist
NMLS: 356983

Name: Michelle Keller
Designation: Loan Officer / Reverse Mortgage Specialist
NMLS: 366548

Name: Jim Murtha
Designation: Loan Officer / Reverse Mortgage Specialist
NMLS: 234555

"I am a Senior Helping Seniors", Jim says.
He has been a Reverse Mortgage Program Specialist since 2005. He is a seasoned, professional Loan Officer. He is not a salesman and will not "sell" you any financial products.
Jim believes in:
 * educating (Ask for his Educational Report - “How It Works”),
 * planning (Giving you all the products and options available)
 * answering all your questions and addressing your every concern.
Jim prefers to meet with you in your home where you will see that Franklin Advantage is not a “call center” somewhere in the Mid-West but a local Southern California FHA Approved Lender.
Jim makes the Reverse Mortgage process quick and easy.

         

Name: Carol Thomas
Designation: Loan Officer / Mortgage Specialist
NMLS: 234752

Carol has been a licensed California agent since 1986. Carol is highly regarded in the industry for her exceptional problem solving skills and in depth knowledge of real estate finance. Her attention to her customers and constant communication with all parties in a transaction have earned her a loyal following in the real estate community. Carol is a certified specialist in FHA's Home Rehab Program (203K) and is one of the very few authorized to originate this loan.

         

Name: Patrick Price
Designation: Branch Manager - Hawaii
NMLS: 309465

A native of Dana Point, CA, Patrick lives on the island of O'ahu where he is our Director of Operations for Hawaii. His many years of mortgage experience and expertise in both purchase and refinance mortgages has made him an invaluable resource to his clients who rely on him to make sure they get the best information. Known for his tenacity and winning attitude, Patrick enjoys the challenges that come with each transaction and always takes the time to explain the details about the loans and the loan process so that clients can make well-informed decisions. In his spare time, Patrick is a scuba instructor, coaches a rugby team and races in Hawaiian outrigger canoes.